Please use this identifier to cite or link to this item: https://ir.iimcal.ac.in:8443/jspui/handle/123456789/4834
Title: Participation in health insurance and changes in the well‑being status of co‑operative members in Tanzania
Authors: Nzowa, Petro G.
Nandonde, Felix A.
Seimu, Somo M. L.
Keywords: Co-operatives
Health insurance
Well-being
PLS-SEM
Expectations
Theory of dispositional optimism
Issue Date: Sep-2023
Publisher: Indian Institute of Management Calcutta, Kolkata
Series/Report no.: Vol. 50;No. 3
Abstract: This paper analyses the association between participating in health insurance and improvements in the well-being status of co-operative members. It is expected that individuals, co-operative members, in particular, participate in health insurance schemes with expectations of changing and improving various dimensions of well-being. The analyses using partial least squire structural equation modelling (PLS-SEM) revealed that participation in health insurance significantly positively impacts change in the well-being status of co-operative members. Further, confirming the Theory of Dispositional Optimism co-operative members’ expectations mediate the relationship between participation in health insurance and changes in their well-being status. The study also found that expectations levels positively moderate the relationship between health insurance participation and changes in co-operative members’ wellbeing status. These findings imply that co-operative members with higher positive expectations out of health insurance participation are in an advantageous position to make and allow positive decisions that positively impact their well-being.
Description: P. G. Nzowa, Department of Banking Accounting and Finance (BAF), Faculty of Business and Information Sciences (FBIS), Moshi Co-operative University (MoCU), Moshi‑Kilimanjaro, Tanzania | F. A. Nandonde, Department of Business Management, School of Agricultural Economics and Business Studies (SAEBS), Sokoine University of Agriculture (SUA), Morogoro, Tanzania | S. M. L. Seimu, Department of Community Development and Gender (CDG), Faculty of Co‑operative and Community Development (FCCD), Moshi Co-operative University (MoCU), Moshi‑Kilimanjaro, Tanzania
p. 333-347
URI: https://ir.iimcal.ac.in:8443/jspui/handle/123456789/4834
ISSN: 0304-0941(print version)
Appears in Collections:Issue 3, September 2023

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