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Title: FinTech – Will it Contribute to Financial Inclusion?
Authors: Choudhury, Ujjal
Keywords: Fintech
Financial inclusion
FinTech space
Digital payment framework
National Centre for Financial Education (NCFE)
National Umbrella Entities (NUE)
Issue Date: Sep-2021
Publisher: The Financial Research and Trading Laboratory (FRTL), IIM Calcutta
Abstract: Over the last quarter of a century, developments in technology and infrastructure have brought about a sea change in the way financial transactions are carried out – worldwide and in India. Recent times have seen a lot of conversation about FinTech – its adoption, range of services provided, and the investments attracted by service providers. The overarching theme of this article is whether the current FinTech boom contributes to financial inclusion in India. The issues highlighted here can be refined further to answer specific research questions and formulate policies to ensure that FinTech becomes an effective enabler for greater financial inclusion. The concept of FinTech in the article encompasses all financial transactions transacted through non-brick and mortar channels.
Description: Biosketch: Ujjal Choudhury is a BFSI professional with nearly 44 years of professional experience. He has worked with financial institutions and advisory services firms in India and abroad and currently works as an independent consultant in the areas of development, strategy and operations, and risk management with development partners. He is a graduate of the first batch of IIMC’s Certificate Program in General Management (1981-83); and later obtained his PGDBM from IIMC in 1995.
Appears in Collections:Issue 2, September 2021 (9th Anniversary Issue)

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